Want to turn your dreams into reality?

The MyFinance difference when it comes to loans in NZ

Competitive Rates

We want to help turn your dreams into reality. We offer competitive rates, to ensure that whatever your financial situation, we can find a loan repayment plan that suits you.

Fast Approval

Bring your dreams forward! As soon as we have your loan application and support information, we’ll get your application process started so that we can make a speedy decision.

Personal Touch

We put customers at the heart of everything we do. Our friendly team will take the time to understand your situation before recommending a loan in NZ and the repayment plan – we’re here to help you!

Step 1

With our simple personal loan calculator and online loan application process, turning dreams into realities through loans in NZ has never been easier with MyFinance. Let's see what's possible.

We provide online loans accessible for everyday Kiwis, whether you need some extra cash or loans in NZ for an emergency, a new car, or a significant life event that’s sprung up. We'll do our best to make your loan application with us as easy and as quick as possible. Ready to take out a loan? Apply for a loan today!

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about this consumer loan in NZ and any other associated payment protection insurance are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

How can we help?

Get started with us

Apply online

Say goodbye to mountains of paperwork and tedious waiting times with our easy online loan application form. You can apply for it in the comfort of your home and be one step closer to your dream in just a few minutes.

Hit the road or ride the waves

Whatever you’re after, we have a loan in NZ to suit you. Whether you dream of driving away in a new car, ripping it up on an off-road quad bike or shredding waves behind the wheel of a water toy, MyFinance online loans NZ make it easy to get a deal on wheels and waves!

See the world!

Ever dreamed of touring the South Island or taking a cruise around the Pacific? Look no further than a MyFinance travel loan. Don’t wait for a convenient time to follow your dreams – make time. We can help send you on your way faster than you can say, “get me out of here!”.

Who are we?

We’re a trusted New Zealand lender known for our fast and easy loan application. We put our customers at the heart of everything we do. We’ll do everything to ensure we have a loan option suited to your needs so you can meet your goals as soon as possible. But we’ll never lend you more than you can afford to repay, making everything stress-free from start to finish. You can use our loan calculator above to check out your estimated repayment amount before you apply.

Apply for a loan online in minutes

Applying for a loan with us is super simple and takes only a few minutes. We offer personal loans from $1,000 – $50,000. Once we’ve received your application and all the supporting documents, we’ll verify your details and make a decision within one hour. Depending on your circumstances, we can process and get the cash into your account on the same day.

Why MyFinance?

We understand that life isn’t always smooth sailing. You may just need a little extra cash to pay off your bills fast, or an emergency has just sprung up. If you’re a returning customer, we can get your loan approved even faster.

We have a short online application form, and it usually only takes us 60 minutes to process and approve your loan application. Just give us your details, credit record, and your last 3 months of bank statements, and we’ll find a loan option that suits your needs.

We’re committed to responsible lending, and we won’t let you more than what you can afford to repay.

In short, when you take out a personal loan from MyFinance, you save time, effort and hassle. What are you waiting for? Apply online for a personal loan today with MyFinance, and let us help fulfil your big dreams.

Ready for apply for a loan with MyFinance?

Apply Now

Don’t trust us, trust them

At MyFinance, our customers are at the heart of what we do, so we don’t hesitate to go the extra mile. Here’s what a few of our customers have to say…

"I got a new job and needed help getting a reliable car. I found the MyFinance team extremely friendly, quick and efficient. They came to my work to make it easier for me to fill in the paper work. A few months went by and I needed emergency dental work that I could not pay for straight away, the MyFinance team sorted it out so I was able to have the work done straight away. The payment rates are affordable to my budget and I am truly grateful for their help and I definitely would recommend them."
Joanne, Otahuhu

"Thanks to MyFinance I was able to raise money against my vehicle so I could complete my House Build. I found their application process simple and timely. It was very beneficial to be able to talk to someone over the phone and explain my situation. I would be happy to recommend MyFinance to anyone for financial lending services."
Sam, Christchurch

"John and the team at myfinance are honest and friendly folks that go to great lengths to get the best deal. Great and easy to deal with I will use them for many years. Thanks team"
Jimmy, Christchurch

"My Finance have been very cooperative and easy to deal with. They also gave me market competitive terms. I strongly recommend them."
Ashley, Wellington

REFER A FRIEND AND YOU'LL BE BETTER OFF.

Want to turn your dreams into reality?

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