About Us

At MyFinance we like to help make your finances smoother, faster and less stressful. So we offer a complete range of personal loans, motor vehicle finance and debt consolidation options to help you reach your goals faster. We think our flexible repayment schedules, competitive interest rates and friendly service makes us pretty hard to beat. My Finance is a trading division of Instant Finance Ltd. And is based at:
Level 1, Building B 600 Great South Road Greenlane Auckland
Auditors PricewaterhouseCoopers PricewaterhouseCoopers Tower 188 Quay Street Auckland
Bank Westpac New Zealand Limited
Solicitors Crengle Shreves & Ratner Morrison Kent House 105 The Terrace Wellington

Our Development Team


Richard de Lautour

Chief Executive

Richard was appointed Chief Executive of Instant Finance Limited in January 2003 having completed 20 years’ service with Allied Finance where he was General Manager for the majority of that time. Under his stewardship Allied grew from $400,000 in total assets in 1982 to $173 million in June 2000 when it was amalgamated with Marac Finance Limited. During his time with Allied he was responsible for the establishment of BMW Financial Services NZ Limited and Nissan Finance NZ Limited. Previous directorships include Auckland Motors Ltd, BMW Financial Services NZ Limited and Nissan Finance NZ Limited. Richard served on the executive committee of the Financial Services Federation from 1993 to 1999 and was Chairman of that organisation from 1999 to 2002. He was re-elected back on to the executive in September 2006 and served two terms as Chairman before finally retiring from the executive committee in September 2016.

Mary Gardiner

Chief Financial Officer

Mary has an extensive finance and audit background having worked with KPMG in Auckland, Dusseldorf and Sydney. On returning to NZ from Sydney, she joined Air New Zealand where she was Manager, Governance Risk, as part of the Internal Audit and Risk team. More recently she was CFO at Radius Health Group and oversaw the sale of that organisation’s various operating businesses. Mary has an interest in sports governance and is currently Chairperson of Auckland Netball and a Director of Badminton NZ.

Grant Atkinson

General Manager, Operations

Grant was previously at Marac Finance Limited for 14 years where he was responsible for the credit and risk management function in his role of General Manager Credit. In this role he developed and implemented Marac’s Risk Management Programme required under the Reserve Bank’s supervision of non-bank deposit takers. Grant has a wealth of experience in loan approval and review and in building and managing successful teams and processes in the collections and recovery areas.

John Webber

Business Development Manager

John has had 20 years of experience in the motor vehicle finance industry, including the roles of F&I Manager in dealerships. John spent several years as an independent finance broker and a lengthy spell with Monetary Matters, which transformed into Senate Finance where he held the position of General Manager. John has been self-employed for the past 10 years and enjoys his active involvement in the thoroughbred breeding industry.