If you're contemplating filling out our loan application, make sure you cover the requirements below.
- Over 18. If you’re underage, we can talk to you with a parent or guardian to see how we might be able to assist in the meantime.
- Live in New Zealand. You need to reside in NZ and be a resident or a citizen. We will ask for a recent bill or formal letter to your home address. Holders of work visas may borrow for terms that end before their current work visa expires.
- Afford repayments. Our focus is on you. So, we'll work with you and complete a budget of your finances. We will need the last 3 months of your bank account transactions through a secure internet banking link or copy of statements. You can check the likely repayment levels for the loan you would like on our handy Loan Calculator here. Credit score and history of debt will be taken into consideration and will influence the interest rate.