Understanding your personal loan
As a responsible lending company, we want you to be 100% clear about what you’re signing up for. That’s why we’ve broken down everything you need to know about personal loans in NZ right here.
There are some rates and fees attributed to your loan, but we make everything clear, so there are no surprises. Play with our personal loan calculator NZ above to find out more, or read up on our Rates & Fees page.
MyFinance offer secured and unsecured personal loans. The type of loan would be based on a range of factors, including your circumstances, affordability, the security you may be able to provide, credit record and whether you are borrowing responsibly.
Applying for a loan is easy with MyFinance. If you need to take out a personal loan, apply online today to get the ball rolling.
Personal loan apply online
- Tell us a little about yourself, your financial situation, and the type of loan you want to apply for.
- Our friendly team will contact you to present you with a loan option that suits your needs.
- Once you’ve accepted your loan plan, just wait for the money to appear in your bank account.
Use our personal loan calculator NZ to start your application today. Enter the amount you’d like to borrow and the term, and we’ll tell you your repayment amount and the total cost in just a few clicks. All figures given are for illustrative purposes only. Your exact repayment amount and the total cost will be provided once you’ve submitted your online application.
What could you use the personal loan for?
You can use a personal loan for many reasons, like a new car, travel, or consolidating other debt.
- Buy a car: Get a pre-approved car loan and walk into the dealership like a cash buyer. There’s no limit to the miles you can do.
- Travel the world: Dreaming about the day when you can travel the world? A MyFinance travel loan can help cover the cost of your next holiday, so you don’t have to worry about paying for it all in one go.
- Consolidate your debts: Feel optimistic about your financial future and take control of your debts by consolidating all your existing debts into one repayment at a fixed rate for convenience. You could save money if your MyFinance debt consolidation loan is lower than your current rates.
- Home improvement: Need a little more oomph in your home with a new carpet, kitchen or bathroom? Upgrading your home is a great way to add value to your property, whether you want to sell it or enjoy it yourself. Get your home improvement plans to life today.
- Special Occasion: Make no compromises when planning your dream wedding. A MyFinance wedding loan could help you pay for your big day and make your plans a reality.
You can use our personal loan calculator NZ to get an idea of your repayments and total costs based on the amount you’d like to borrow and the timeframe you’d like to pay it back. Ready to apply? Apply online to find out what loan rate we can offer. Or, you can contact us to find out more about our services.