Get the wheels of your dreams faster, with a MyFinance Car loan.

We know how hard it can be to save for that first car. Or maybe it's time to upgrade the daily commuter and finally arrive to work in style? Whatever the case, our car loans in NZ are tailored and specific to you!

Get up to $50k towards the set of wheels you’ve always dreamed of with our quick online application process. Talk to us about being a cash buyer on the yard or we can introduce you to the team at Easy Driver – our ‘sister company’ to help get you behind the wheel.

Have a play with our car loan calculator NZ, or get in touch with our friendly team to find the car loan in NZ that works for you.

You can continue an application you started previously.

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Loan Calculator

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Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 19.95% p.a. MyFinance offers personalised rates ranging from 12.95% to 29.95%. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees
Loan Calculator

How much would you like to borrow?

Monthly
$
Fortnightly
$
Weekly
$

Total repayable based on weekly instalments. $

Apply now

Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 19.95% p.a. MyFinance offers personalised rates ranging from 12.95% to 29.95%. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees

What type of car are you looking for?

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New car, new me!

Personalised car finance

If it’s got a motor, we can help you get behind the wheel. Whether you want to take to the streets in style with a new sports car, or you’re looking to upgrade your commuter to fit a new addition to the family – our car loans in NZ can get you from A to B!

 

Grab the best deal

Online auction about to close? Our quick and easy process means that once your car loan in NZ is approved you could have the money in your account within 48 hours. You’ll be able to place that winning bid on the car you were keeping an eye on!

 

Act like a cash buyer

Secure your car loan in NZ before you even step foot on the lot. Did you know cash buyers are in a better position to negotiate on price and get on the road sooner? Clever upfront finance from MyFinance will put you in the best position to snag the car of your dreams and get you on the road sooner!

 

Pay, your way

With flexible repayments, we’ll help to get you on (or off!) the road with a repayment plan that suits your financial situation and budget. Use our car loan calculator NZ to determine your weekly, fortnightly, and monthly repayment options and term contracts. So, whether you want to speed through your repayments in 3 months or take your time and build savings over 4 years – we have an option that suits you!

 

Things to look out for when taking out car loans in NZ

We work with Easy Driver to make sure that you have the best options, but here are a few things to look out for when you're taking out car loans in NZ.

  • Deposit and Repayments. Understanding your loan terms will help you plan exactly what you can afford. MyFinance offers car loan packages that include no deposit so you can choose a quality car, easier.
  • Protect yourself with insurance! Slip-ups happen, so whether it’s protecting yourself from a stone chip or something more serious, vehicle insurance will help protect your car.
  • Car warranties. Wherever you purchase your car, take note of the warranty on offer to give you peace of mind. Easy Driver offers a best in class, nil excess warranty for 12 months or up to 30,000kms (whichever comes first!).

Taking out a loan for your car is a helpful way to cover the cost of buying a car, but make sure that you’re confident that you can meet the repayment dates, you’ve considered all car finance and borrowing options, and you’ve done your car research and compared insurance quotes.

How much can you borrow?

You can borrow anything between $1,000 - $50,000. Before zooming around town in your new car, use our online loan calculator, which is designed for calculating the car loan repayment you have to repay weekly, fortnightly or monthly and working out the total amount you’ll repay. Please note our online calculator is for illustrative purposes only. If you apply, you may be given a different quote depending on your financial circumstances.

 

Apply for a loan

  1. Fill in our online application form with your details, your purpose of borrowing, the amount you’d like to borrow and the repayment timeframe.
  2. We assess your application and contact you about a loan option with an interest rate.
  3. Once you’re happy to go ahead and we approve your loan, you’ll receive your money in your account.

 

It’s quick and easy to get one step closer to your dream car. Apply online for our car loans in NZ and borrow up to $50,000.

Want to learn more about Easy Driver?

Visit Easy Driver Website