A Personal Loan for whatever you need – whenever you need it

Let’s get personal

Life won’t wait – and neither should you. We understand that from time to time a personal loan will be necessary. Whether it’s to get a new set of wheels, renovate the kitchen or you’re tying the knot and want to celebrate in style, we can help.

Fuss free finance

We’ve streamlined our services. With MyFinance you’ll discover how quick a personal loan service can be. Our fuss-free system lets you get your loan application completed and the money in your account quickly. It’s that easy – because it should be.

Pay… your way

Flexible loan repayments on your terms. When you take out a personal loan with MyFinance you can pay it back in a way that best suits your financial situation and budget. Choose from weekly, fortnightly or monthly repayments over a period of 3 months to 4 years.

MyFinance interest rates for loans range from 13.95% to 24.95% per annum. Loans are required to be repaid by equal instalments of principal and interest over terms of a minimum of 90 days (3 months) and a maximum of 5 years.

Example:

A $10,000 loan repayable monthly over three years at an interest rate of 18.00%pa. An establishment fee of $350 and administration fee of $2 per payment ($72) are included in the repayment. 36 monthly instalments of $376.18 each would be required to repay the loan. Total interest would be $3120.38 making the total payable $13,542.38. The Annual Percentage Rate (APR) inclusive of fees is a maximum 20.89%pa.

Establishment fees vary based on the loan amount. Full details of all fees are available here Rates & Fees